Strategic Value Thesis Confidential · April 2026 · V3

Reinventing Transformation
Assurance for Capital Markets

A strategic value thesis for investors, incubators, and partners. Because in complex transformations, success is rarely won at the kickoff. It is won — or lost — in the proof.

Part I

The Pattern Nobody Fixes

For years, the same scene played out inside major financial institutions. A transformation programme would begin with ambition. Executive sponsorship. Large budgets. Top consulting firms. Confidence. Millions were invested to design the future. But one function — the one that would ultimately decide whether the change would work in the real world — was consistently treated as secondary.

Testing. Usually understaffed. Often manual. Fragmented across teams. Brought in too late. Measured through dashboards that looked reassuring but said very little about true readiness.

As deadlines approached, pressure increased. Pass rates improved on paper. Defects were reclassified. Risks became "manageable." And the programme moved toward go-live carrying more uncertainty than leadership realised.

One recent case made the reality undeniable. A major institution had spent two years on a transformation. Soon after go-live, data sent externally did not match what was expected. Regulators stepped in. The Federal Reserve requested audit and remediation actions. Emergency workstreams were launched. Additional millions were approved.

It was not remediation. It was the testing that should have happened before go-live — now being paid for under crisis conditions, at a far higher cost.
Part II

The Assurance Gap

The testing industry serves capital markets poorly. Not because the people are incompetent — but because the operating model is structurally broken. Three failure modes recur in every major CIB transformation.

Failure Mode 1 — Migrations That Break at the Finish Line

A Murex upgrade. A Calypso migration. The programme runs for 18–24 months. Hundreds of millions invested. Go-live is approved. Then, within weeks, data discrepancies surface. Not a testing failure — a knowledge failure. The test team tested against specifications, not against the actual behaviour of capital markets products.

Failure Mode 2 — Knowledge That Leaves With the Consultants

Every CIB transformation creates an enormous body of institutional knowledge. This knowledge lives in the heads of the delivery team. When the programme ends, it leaves with them. The next programme starts from zero. Not a retention failure — an architecture failure.

Failure Mode 3 — Defects That Survive the Test Cycle

80%+ of production defects in major CIB programmes can be traced back to specifications — requirements that were misinterpreted, under-specified, or lost in translation. Defects that cost 10–100× more to fix in production. Not a quality failure — a traceability failure.

All three failure modes share one root cause: the industry generates thousands of tests without a shared model of what is being tested. That is the gap. And it is what NeuroQA fills.
Part III

Why the Industry Cannot Self-Correct

1

Testing is Funded as Project Cost, Not Infrastructure

When the programme ends, the test artefacts become orphaned. There is no operating model for testing as a persistent, compounding asset.

2

Tools Are Horizontal, Not Vertical

Tricentis, Mabl, Testsigma, Functionize — strong products for generic SaaS testing. None understand what a CLS settlement exception looks like or what EMIR Refit requires.

3

Knowledge Is Locked in Vendor Silos

No Tier 1 CIB runs a single-vendor stack. There is no vendor-neutral intelligence layer that works across the full estate.

4

The People Who Understand the Problem Do Not Build Products

The insight required to solve this problem has never been encoded into a product. Until now.

The CIB testing market is a $3.5B segment with no category leader, no vertical AI product, and no structured knowledge layer. The barrier to entry is not technology — it is domain expertise.
Part IV

The NeuroQA Value Thesis

NeuroQA is not a test automation tool. It is a transformation assurance platform that combines proprietary CIB domain intelligence with multi-agent AI.

01

Knowledge That Compounds

A Bloomberg-style two-layer taxonomy — universal CIB ontology at L1, client-specific instances at L2. Year 1 covers CLS + FX. Year 3 covers the full capital markets stack.

02

Tests That Generate Themselves

RAG-grounded generation: 590+ scenarios per domain, 90%+ accuracy, <5% hallucination. Every test traceable to a KG node and source document.

03

Execution That Runs Anywhere

Vendor-agnostic API. Murex today. Calypso, Finastra, SBS, Temenos, Avaloq, ION, FIS next.

04

Compliance That Proves Itself

Unbroken audit trail from spec to result. DORA, Basel 3.1, EMIR Refit answered in seconds. Compliance becomes a product feature, not a project cost.

05

Change Impact That Answers Instantly

KG-powered delta analysis. When a product, rule, or regulation changes, the graph shows what breaks — before it breaks in production.

Part V

Value Beyond Testing

Regulatory and Compliance Intelligence. For DORA, Basel 3.1, EMIR Refit, and UMR, NeuroQA can demonstrate at any point what is covered, what passed, and where gaps remain.

Onboarding and Knowledge Transfer. A new consultant can ask "how does CLS settlement work for FX spot in this bank?" and receive a structured, sourced answer in seconds. Ramp-up time drops from months to days.

Impact Analysis for Change Management. When a rule, product, or system component changes, affected tests, data sets, and downstream dependencies are identified instantly.

Operational Risk Intelligence. Production defects and audit findings can be mapped back through the Knowledge Graph to identify systemic patterns.

Every engagement enriches the Knowledge Graph. Every enrichment makes the next engagement faster, more accurate, and more valuable. More clients → richer graph → better generation → higher accuracy → more clients.
Part VI

The Intelligence Engine

Six specialist AI agents, each a deep domain expert in one capability. Coordinated by a LangGraph orchestrator — stateful, auditable, reproducible.

Codify AgentConverts specifications to structured KG entries
Document IntelligenceParses and populates the Knowledge Graph
Test GenerationProduces graded test scenarios grounded in KG + RAG
Execution AgentRuns tests against live vendor APIs
Reconciliation AgentValidates data integrity across systems
Evolution AgentSelf-healing, auto-learning, delta propagation

RAG grounding through a five-stage pipeline: Query → Retrieve (GraphRAG) → Rerank (Cohere) → Generate (GPT-4o / Claude) → Validate. Result: 90%+ accuracy, <5% hallucination. The Heart: Apache AGE on PostgreSQL — a property graph modelling CIB products, lifecycle events, regulatory rules, and client-specific instances.

Part VII

Why Now

1

Regulatory Acceleration

DORA (January 2025), EMIR Refit, Basel 3.1, and UMR phase 6. Compliance-ready by default is no longer a premium — it is a mandate.

2

AI Production Readiness

RAG + structured knowledge graphs crossed the production threshold in 2024–2025. LLMs grounded in domain-specific ontologies now achieve 90%+ accuracy — the level required for financial services.

3

Multi-Vendor Reality

No Tier 1 CIB runs a single-vendor stack. The market needs a vendor-neutral intelligence layer. Nobody has built one.

The 12–18 month window is now. The first mover builds a CIB-specific taxonomy that compounds. Later entrants inherit a standard they did not set.
Part VIII

Founder-Market Fit

NeuroQA is not a startup idea. It is the productisation of twenty years of lived experience inside the most complex CIB transformation programmes in the industry — BNP Paribas, Société Générale, Natixis, UBS. Both sides of the table: writing the specifications and validating them.

The barrier to entry for NeuroQA is not technology. Any team can deploy LLMs, RAG, and agents. The barrier is the structured domain knowledge required to make those technologies work for capital markets. That knowledge takes 15+ years to accumulate. It cannot be hired. It cannot be acquired from a data vendor. It must be lived.
Full founder story →
Part IX

The Strategic Opportunity

SegmentValueDescription
TAM$24.25BGlobal test automation market
SAM$3.5BCIB testing spend (Tier 1 + Tier 2 globally)
SOM$120–250M3-year reachable with current architecture

Bucket A — Horizontal AI platforms (Tricentis, Mabl, Functionize): zero CIB domain, category boundary not competitive threat. Bucket B — CIB specialists and SI accelerators (Murex-native, Luxoft, Capco, Synechron): domain-rich but locked to one vendor. Not reusable. Not compounding. This is where NeuroQA wins. Bucket C — Agentic adjacent (Devin, Cognizant Neuro): powerful platforms, no CIB knowledge.

MVP · Q2–Q3 2026

Murex Lighthouse

Heart L1: CLS + FX deep. Document Intelligence. Test Generation L1–L5. First reference signed.

V1 · Q4 2026–Q1 2027

Multi-Client Scale

Calypso + 2nd client. AxiomSL. Full API execution. Reconciliation MVP. Co-case study.

V2 · 2027–2028

Full Vendor Estate

Finastra, SBS, Temenos, Avaloq, ION, FIS. Self-healing. Connector SDK. 10+ clients.

Part X

The Ask

NeuroQA is looking for the right partners to build the category. Four shapes of collaboration.

Technical

Architecture & Platform

A technical co-builder who has delivered at CIB scale. Cloud, orchestration, KG, API layer.

GTM

Go-to-Market Alliance

Access to Tier 1 and Tier 2 CIBs. Joint offering. Reseller or white-label.

Lighthouse

First Reference Client

A named CIB willing to be the lighthouse. Murex MVP. Year 1 at cost.

Capital

Strategic Investment

Seed or strategic round. A strategic partner who sees the moat.

We are not selling a test tool. We are building a proprietary CIB intelligence asset. The question is not whether this category will exist. It is who will own it.
Work with us →